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Unpaid medial costs are the #1 cause of bankruptcy in the US.

Protecting You From Expensive Emergency Ambulance Costs

MASA covers the emergency ambulance costs your primary insurance doesn’t, including your copays and deductibles.

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24/7 Live Customer Support

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Global Coverage*1

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Watch the video above to see how MASA can protect you!

24/7 Live Customer Support



Trusted by Over 2 Million Members

Insurance Plans Don't Always Fully Cover Emergency Ambulance Costs

X  Medicare


x  Tricare

X  Medicare Advantage

X  Medicare Supplement Plan

Private Insurance

Millions of Americans are shocked when they receive huge bills for emergency medical transportation. Health Insurance does not always fully cover emergency ambulance rides.  

MASA is the must-have protection from expensive ground and air ambulance bills and other emergency transport-related costs that are not covered by your health insurance.

Select Your Plan Below:

Plan Features

Full Coverage For You

Full Coverage For Your Spouse & Dependants Under the Age of 26

Ground and Air Emergency Transportation

Organ Retrieval / Transportation

Recuperation / Repatriation

Hospital Visitor Transportation

Minor / Grandchildren Transportation

Vehicle Return

Worldwide Coverage

Pet Return

Hospital to Hospital Air Ambulance
Companion Return Transportation
Mortal Remains Transportation
single plan






family plan





The Affordable Way to Protect Yourself from Potentially Catastrophic Ambulance Bills3 - And More!

Invoice 60,466Invoice 55,455Invoice 46,858Invoice 10,540Invoice 5,170Invoice 2,232
Invoice 60,466Invoice 60,466
Emergency Air Ambulance CoverageEmergency Air Ambulance Coverage

Emergency Medical Transport

Member Paid: $0

Invoice 55,455Invoice 55,455
Emergency Air Ambulance CoverageEmergency Air Ambulance Coverage

Emergency Medical Transport

Member Paid: $0

Invoice 46,858Invoice 46,858
Emergency Air Ambulance CoverageEmergency Air Ambulance Coverage

Emergency Medical Transport

Member Paid: $0

Invoice 10,540Invoice 10,540
Emergency Ground Ambulance CoverageEmergency Ground Ambulance Coverage

Emergency Medical Transport

Member Paid: $0

Invoice 5,170Invoice 5,170
Emergency Ground Ambulance CoverageEmergency Ground Ambulance Coverage

Emergency Medical Transport

Member Paid: $0

Invoice 2,232Invoice 2,232
Emergency Ground Ambulance CoverageEmergency Ground Ambulance Coverage

Emergency Medical Transport

Member Paid: $0

How MASA Works:

How MASA Works:

You Have a Medical Emergency

You slip and fall, experience severe chest pain, or have another emergency.

You Call 911

A ground or air ambulance is dispatched to you to provide critical care and get you to the nearest hospital.

You Receive a Bill

Your insurance may take care of a part of your charges, leaving you with co-pays or deductibles, or may deny your claim leaving you responsible for the full bill.

MASA Has You Covered

MASA covers your emergency ground and air ambulance claims, leaving you with $0 out-of-pocket costs.

See What People Are Saying About MASA


We have been members for many years and have used MASA on 3 different occasions. It is very comforting to know if needed MASA will take care of costs associated with transportation which can be costly. Thank you MASA, we greatly appreciate your service.

- Roger and Debbie Hess

It was so good to hear the great news that my medical air transport was paid in full. MASA is a great company. My wife and I joined MASA 16 years ago, hoping that we would never need your services, but I did in September of 2021 and MASA was there for me.

- Dennis and Kathleen Reed

We have had an awesome experience with MASA. We have used ambulance services several times over the past year and could not have asked for anyone more accommodating than MASA. It is a great company and we are so glad to be associated with it.

- Douglas Murphy

I am thankful I purchased MASA Insurance in 2013. I have been transported by air and ground ambulance many times since then. MASA covered the cost of all those trips. I cannot begin to estimate how much money I have saved.

- Janice Rahn

I am very pleased to say that MASA did what they promised. The services of the ambulance cost me nothing. The process was very easy. I faxed a copy of the bill with one sentence of explanation. In due course I was informed the bill had been paid in full.

- Joann VanAntwer

We are members of MASA and never thought we would really need the service, but bought it “just in case”. Just in case, became reality of need and MASA was there to answer the call. This is one service that your family does not want to be without!

- Melissa and Richard Penrod

If Every Benefit Was Used Once

If every benefit was used once. New

Travel Without Fear

Does your family live out of town? Do you ever travel across states, or even on a cruise or internationally?

MASA covers every ground and air ambulance provider for emergency medical transport anywhere in the United States and Canada. And with MASA’s Platinum Membership, there are no ‘out-of-network’ fees for your emergency ambulance, no matter who picks you up.

Plus, MASA offers benefits that travel with you, whether you’re visiting family just a few hours away, or even cruising or traveling internationally, such as Repatriation to a Local hospital, Companion Transportation, Minor and Pet Return, and more.

MASA Covers Expensive Emergency Ambulance and Medical Transportation Costs

Sky-High Air Ambulance Costs

Live in a rural area? Emergency air ambulance rides save lives, but can also come with a massive price tag.

Average Air Ambulance Bill is Over


More than 1 air ambulance



air ambulance flights in the US last year5

Air transportation
ground ambulance

Shocking Ground Ambulance Statistics

Accidents happen when you least expect them. 

Even with the health insurance you have right now, you could be responsible for an expensive ground ambulance bill.

1 dispatched


28 Million

dispatched by 911 every year6



Protect Your Family From Unexpected Costs

Did you know? Unpaid medical costs are the #1 cause of bankruptcy in the US.

Millions of people rely on MASA to protect their family from unexpected costs. Unexpected emergency ambulance transport bills could seriously hurt your finances, ruin your quality of life, or destroy your dreams of retirement - especially if you’re on a fixed income.

The further you live from a major hospital, the more expensive emergency transportation costs can be

During and After a Medical Emergency, 

MASA Benefits Cover:

*Disclaimer: refer to Member Service Agreement for full coverage details
  • Emergency ground and air ambulance bills, including co-pays and deductibles
  • Emergency hospital to hospital air or ground ambulance transportation
  • Transportation to a hospital near home for care and recuperation
  • Getting you home (from 100+ miles away) after you have been released from the hospital
  • Travel costs for a family member or a friend to help you recuperate
  • Costs to get your stranded children or pets back home
  • Providing service and covering costs to get your vehicle or RV back home
  • Expenses returning mortal remains home
  • And more!

We Pick Up Where Your Health Insurance Falls Short

Peace of Mind

You.  Your Family.  Your Finances.

To Order by Phone: 800-450-6730

1Repatriation to Hospital Near Home Coverage, Patient Return Transportation Coverage, and Mortal Remains Transportation Coverage benefits shall extend Worldwide.

Worldwide coverage shall automatically extend to the United States, Canada, Mexico, the Caribbean (excluding Cuba), the Bahamas and Bermuda (collectively, “Basic Coverage Area”) (excluding countries referenced on the Office of Foreign Assets Control (“OFAC”) countries, and Antarctica), and extend elsewhere contingent upon ten (10) day prior notice of such travel. Notice may be provided by (i) certified mail, return receipt requested, to the MASA Corporate office; (ii) electronic mail, including delivery confirmation; or (iii) facsimile, including confirmation of delivery, and MASA’s written acknowledgment of such notice. Notice must include a travel itinerary of travel destinations and dates. Unless otherwise authorized by MASA in writing, Worldwide coverage shall apply up to ninety (90) days per trip. During the first year of enrollment, Members requiring Worldwide Coverage must pay their membership in full for the first twelve (12) months prior to receiving this benefit.


3Amounts shown reflect actual amounts billed to MASA members. Individual amounts billed by providers vary depending upon various factors.

4Based on estimated air ambulance claims data received by MASA. Individual claims vary.

5Anon,“Air Ambulances” NAIC. (n.d.) February 22, 2022. Accessed September 21, 2022. US Statistic;

6Anon, “National Association of State EMS officials releases stats on local agencies, 911calls”. EMS1. April 10, 2020. Accessed September 21, 2022. US Statistic;

7LorieKonish, “This is the real reason most Americans file for bankruptcy”. CNBC. February 10, 2019. Accessed September 21, 2022. 

Copyright © 2023 MASA Global | Built with Buyist

The information providedis for informational purposes only and does not provide any coverage. Not allMASA MTS products and services are available to residents of all states. For acomplete list of coverage and exclusions, please refer to the applicable memberservices agreement or policy for your state. The benefits listed, and thedescriptions thereof, do not represent the full terms and conditions applicablefor usage and may only be offered in some memberships or policies. Premiums and benefits vary depending on the plan selected. MASA MTS utilizesthird-party transportation service providers and does not own or lease anyvehicles. MASA, MASA Global, MASA MTS and MASA TRS are registered service marksof MASA Holdings, Inc., a Delaware corporation and an affiliated company withMedical Air Services Association, Inc. (MASA), Medical Air Services Associationof Florida, Inc. (MASAF), and MASA Insurance Services, Inc. (MISI). DE, IA,KY, MD, ND, PA, WA, and WV residents: MISI, with its principal place ofbusiness at 1250 S. Pine Island Road, Suite 500, Plantation, FL 33324, offersinsurance coverage through Obsidian Insurance Company. Coverage is notavailable in all states and is subject to the company underwriting guidelinesand the issued policy. Policy forms and policy terms may vary by state andterritory. National Producer #19897480. FL residents: MASA MTS providesinsurance coverage whereby MASAF is a prepaid limited health serviceorganization licensed under Chapter 636, Florida Statutes, license number:65-0265219 and is doing business as MASA MTS with its principal place ofbusiness at 1250 S. Pine Island Road, Suite 500, Plantation, FL 33324. WYresidents:; 800-643-9023, MASA provides a membership plan and notinsurance coverage and the range of discounts for air ambulance servicesprovided under such membership will vary depending on the provider and theservices offered. TN residents: MASA provides a membership plan and notinsurance coverage. TennCare Medicaid covers air ambulance transport servicesand requires no out-of-pocket expense by the enrollee for air ambulancetransport services. Some state laws prohibit Medicaid beneficiaries frombeing offered air ambulance memberships or being accepted into air ambulancemembership programs. If an individual submits an air ambulance membershipagreement application, the applicant must attest to the fact that the applicantis not currently, nor plans to be, enrolled in Medicaid. If a member has a highdeductible health plan (“HDHP”) that is compatible with a health savingsaccount (“HSA”), benefits may become available under the MASA membership forexpenses incurred for medical care (as defined under Internal Revenue Code(IRC) section 213 (d)) once a member satisfies the applicable statutoryminimum deductible under IRC section 223(c) for HDHP coverage that iscompatible with a HSA.

MASA Global may use your Personal Data to contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or services, including the security updates, when necessary or reasonable for their implementation.